2025 Volvo XC40 Vs. 2025 BMW X1 Lease Deals Comparison

If you're looking to lease a luxury compact SUV, you've probably narrowed down your search to the Volvo XC40 vs. BMW X1. And with good reason. Both models provide plenty of attractive features and capabilities, but which one comes out ahead?

Below, we compare the 2025 Volvo XC40 to the 2025 BMW X1 in multiple areas. By the end of our SUV matchup, we're confident you will be calling us at Gunther Volvo Cars Delray Beach to learn more about our Volvo XC40 lease options.

2025 BMW X1 xDrive28i

Lease Offer:	$499
Down Payment:	$4,889
Lease Length:	39 Months
Expiration Date:	9/2/2025
Description:	The BMW X1 offers a standard output of 241 horsepower and comes with all-wheel drive. Experience this premium SUV, which features LED headlights and the BMW Curved Display, today.
View Disclaimer:	Loyalty Credits available to qualified customers who lease or finance through BMW Financial Services NA, LLC. Offer limited to customers who have owned or leased a BMW model in the last 12 months. In order to qualify for a BMW Loyalty Credit, loyal current or former BMW owners or lessees must show proof of ownership or BMW Financial Services NA, LLC account number and qualify for credit approval. Available Loyalty Credits are off MSRP on select new 2025 and 2026 BMW models. Loyalty Credits are not combinable with National Credits . Must take delivery by September 2nd, 2025. Availability of Loyalty Credits are subject to dealer participation. Visit your authorized BMW Center for important details. Lease payment is calculated based on Manufacturer’s Suggested Retail Price for vehicle as shown and does not necessarily represent the dealer’s actual sale price. Dealer sets actual price. Please consult your selected dealer. Through September 02, 2025, lease offer available on new 2025 BMW X1 xDrive28i models from participating BMW Centers through BMW Financial Services NA, LLC, to customers who meet BMW Financial Services' credit requirements. Offer not valid in Puerto Rico. Monthly lease payments of $499 per month for 39 months is based on an adjusted capitalized cost of $40,410 (MSRP of $45,725, including destination and handling fee of $1,175, less $3,465 capitalized cost reduction, $0 security deposit, and suggested dealer contribution of $1,850). Actual MSRP and dealer contribution may vary and could affect your monthly lease payment. Cash due at signing includes $3,465 capitalized cost reduction, $499 first month's payment, $925 acquisition fee and $0 security deposit. Lessee responsible for insurance during the lease term, excess wear and tear as defined in the lease contract, $0.25/mile over 32,500 miles, plus disposition fee of up to $495 (not to exceed an amount permissible by law) at lease end. Not all customers will qualify for security deposit waiver. Tax, title, license, registration and dealer fees are additional fees due at signing. Advertised monthly payment does not include applicable taxes. Purchase option price at lease end is $25,606, plus the purchase option fee disclosed in the lease contract. Additional tax, title, and government fees may also apply. Offer valid through September 02, 2025 and may be combined with other offers unless otherwise stated. Models pictured may be shown with metallic paint and/or additional accessories. Visit your authorized BMW Center for important details.

2025 Volvo XC40 B5 Core

Lease Offer:	$349
Down Payment:	$995
Lease Length:	36 Months
Expiration Date:	9/2/2025
Description:	The Volvo XC40 is known for refined Scandinavian design, luxurious amenities, and efficient performance. Discover this fun-to-drive and high-end SUV with turbocharged power and all-wheel drive today.
View Disclaimer:	Lease for $349/month for 36 months. $995 due at signing excludes $995 acquisition fee, $995 pre-delivery service fee, $989 electronic filing fee, $395, and first month's payment. MSRP: $45,250. Gross capitalized cost: $36,120. Total lease payments: $12,564. 7,500 miles/year. $0.20/mile over 22,500 miles. $995 capitalized cost reduction included. $0 security deposit. $450 disposition fee at lease end. Lease available through Volvo Cars Financial Services to well-qualified lessees and requires Loyalty, Affinity, and FWD‑AWD incentives. Tax, title, license, registration, insurance, and 1% Palm Beach County sales tax extra. Offer expires September 2, 2025. Stock #: V60649, VIN: YV4L12UJ1S2470079.

Pricing and Trims

The 2025 Volvo XC40 Core is the base trim, offering AWD, a 9-inch center display, wireless phone charging, and a competitive starting MSRP of $40,650.¹ Much like our Volvo S60 lease comparison, you will quickly see how every trim is bolstered by a suite of impressive features. The Volvo XC40 Plus trim adds elements like leather upholstery and a panoramic roof for a starting MSRP of $45,500,¹ while the Volvo XC40 Ultra starts at $49,300¹ and boasts upgrades such as Pilot Assist and a Harman Kardon® audio system.

By comparison, the 2025 BMW X1 starts and ends at essentially the same price points as the Volvo XC40. The BMW X1 xDrive28i has a starting MSRP of $41,350,² while the performance-focused BMW X1 M35i starts at $50,800.² As we review BMW X1 vs. Volvo XC40 trim levels, we come across some discrepancies. For example, the entry-level BMW X1 features a 10.25-inch instrument cluster, while the Volvo XC40 boasts a 12.3-inch driver display. Meanwhile, the BMW X1 M35i requires you to opt for a package to get Active Cruise Control, while Adaptive Cruise Control comes standard in the Volvo XC40 Ultra.

Intrigued to see our current Volvo XC40 lease deals already? Check out our dedicated page now.

Interior Features and Styling

How do the features in our 2025 Volvo XC40 vs. 2025 BMW X1 lease comparison play out? The Volvo XC40 is crafted with you in mind, starting with the Comfort front seats, which utilize modern Scandinavian design and Volvo ergonomics to elevate your enjoyment of every mile. The afterrun parking climate system and humidity sensor help keep everyone comfortable, while amenities like whiplash injury protection and built-in Google services enhance your ride.

Compare Volvo XC40 vs. BMW X1 cabins, and the BMW SUV seems to be missing some key elements. The standard array of BMW X1 features is fairly close to the Volvo XC40, but its climate system lacks afterrun functionality. Its front seats also don't have the specialized Scandinavian flair of the Volvo XC40. Even the renowned BMW Curved Display isn't as big as it seems; the Volvo XC40 boasts 21.3 inches of total standard screen space, while the BMW X1 has just 20.95 inches.

Contact us for further details on how the Volvo XC40 vs. BMW X1 compare in terms of trims and features.

Exterior Dimensions and Cargo Space

The final stop in our 2025 Volvo XC40 vs. BMW X1 lease comparison is the daily usability of these two models. Let's look at the dimensions of both to help you choose the one that matches your lifestyle.

The Volvo XC40 is 174.8 inches long and sits on a 106.4-inch wheelbase. At 75.2 inches wide and 65.2 inches tall, you can also explore a cargo space of up to 57.5 cubic feet with the second row folded.

By contrast, the BMW X1 measures 177.2 inches in length, 72.6 inches in width, and 64.6 inches in height, making it narrower and shorter. Despite being the longer model, the BMW X1 offers 57.2 cubic feet of maximum cargo area, which is slightly less than the Volvo XC40.

If you're interested in leasing a larger Volvo SUV, peruse our Volvo XC90 lease comparison to get an idea of how it stacks up to the competition. We can't wait to help you take home your ideal Volvo model.

Frequently Asked Questions

Which car has more power between the Volvo XC40 vs. BMW X1?

The Volvo XC40 has more standard power than the BMW X1. The Volvo SUV utilizes the B5 powertrain, a 2.0-liter turbocharged four-cylinder unit that produces 247 horsepower. The BMW X1 also has a standard 2.0-liter turbocharged four-cylinder engine, but it generates just 241 horsepower. The Volvo XC40 even has a slightly faster 0-60 acceleration than the base BMW X1 configuration.

Which car has more safety features between the Volvo XC40 vs. BMW X1?

While Volvo XC40 vs. BMW X1 safety is close, Volvo Cars offers a more impressive standard profile. The Volvo XC40, for example, comes with Park Assist Rear; Parking Assistant Plus is only available as part of a package in the BMW X1. Another example is how Adaptive Cruise Control is standard in the top Volvo XC40 trim. Active Cruise Control is only accessible via a package in the BMW X1.

Which car has a higher top speed between the Volvo XC40 vs. BMW X1?

The BMW X1 has the higher top speed of the two, though that isn't always a positive. The BMW X1 reaches a top speed of 149 mph with performance tires and a top-speed limiter increase in its base configuration. The Volvo XC40 has a top speed limit of 112 mph, a policy implemented several years ago for safety reasons. The Volvo SUV remains responsive without overwhelming drivers.

Visit Gunther Volvo Cars Delray Beach

When you compare Volvo XC40 vs. BMW X1 lease offerings, the choice of your next small SUV becomes crystal clear. The Volvo XC40 has several advantages over the BMW X1, and even more than what has already been covered. If you have any questions about these SUVs or leasing the Volvo XC40 with us, don't hesitate to get in touch.

We also have a comprehensive Volvo Lease Pull Ahead Program to aid in your leasing journey.

If you're keeping your options open and considering smaller Volvo models, we can discuss your opportunities to lease a Volvo S60 or even a Volvo V90 Cross Country.

¹Prices shown are Manufacturer's Suggested Retail Price (MSRP), Base Price or Starting At price and excludes destination fees, taxes, title, license, and registration and/or electronic filing fees, dealer fees.

²Manufacturer's suggested retail price (MSRP) excludes destination & handling fee of $995, tax, title, license, and registration. Starting MSRP may vary as a result of equipment capacity restrictions.